Gusto: should you buy it?
Heads up: some links are affiliate links. If you buy through them we may earn a commission at no extra cost to you. How we make money.
Buy Gusto if you want...
- Payroll in one state, with taxes filed for you ($49/mo + $6/person on Simple)
- Month-to-month billing, no contract
- New-hire reporting and W-2s handled
- Unlimited payroll runs
Skip Gusto if you...
- Pay only yourself or 1–2 contractors (cheaper options exist)
- Have staff in several states but only want the cheapest plan (multi-state starts at Plus, $80/mo + $12/person)
- Need enterprise HR for 50+ people
- Want "free forever" payroll (it isn't free)
Prices from gusto.com/product/pricing, checked Nov 2026. See Gusto plans
Hands-on testing is coming. We haven't run payroll on it yet.